Borrowers
In addition to the acquisition and operation of property, K&C Investments Inc. offers real estate loan programs customized to borrowers’ needs. Our private money lending is collateralized by real estate, with the decision to make a loan based primarily upon the protective equity in the property.
K&C Investments Inc. understands that many funding needs fall outside the standard underwriting guidelines of conventional funding sources. With over 15 years of experience, our principals have the experience necessary and the resources available to handle your unique needs.
The types of property that can be used to obtain a loan include:
- Land
- Undeveloped land
- Land purchases and/or entitlements for vesting of the tentative map or final map
- Commercial Properties
- Apartment buildings
- Mixed use properties
- Residential Properties
Criteria to be considered during the loan review process include:
Minimum Loan Size: $100,000
Maximum Loan Size: $10,000,000
Loan to Value Ratio: less than 70%
Term: 12-24 months
Paperwork Required: loan application, credit checks, income verification, recent
Recent mortgage statements, title report, other
Please complete our loan application to begin the process. We look forward to working with you.